Important Disclaimer for yltharenovia Clients

Please Note

yltharenovia provides ongoing financial planning consultations—no product recommendations or management.

We do not guarantee results, and outcomes depend on your unique circumstances. Results may vary.

This disclaimer applies to all users of yltharenovia’s subscription-based financial planning services. Our consultations are for informational purposes and should not be interpreted as product offers, investment advice, or recommendations.

General Notice

Our team offers only analytical reviews, personal consultations, and planning conversations. We don’t sell, promote, or manage financial products. Advice is always tailored to individual circumstances, but results may vary. No guarantee of outcomes is offered or implied.

Limitations of Liability

By using our service, you acknowledge and accept the following limitations:

We do not manage, recommend, or sell any specific financial products, funds, or investments.
All planning is based on information provided by you and current regulatory standards.
Outcomes depend on your circumstances, market conditions, and regulatory changes.
No refunds, guarantees, or promises of specific results are provided. Results may vary.

Accuracy of Information

While we strive for accuracy, information provided is based on data available at the time of consultation and is subject to change. Clients should verify any details before taking action.

We are not responsible for errors, omissions, or delays in information updates.

Not Professional Product Advice

Our service is strictly consultation-based and does not extend to product sales, asset management, or direct investment advice.

External Links

Links provided on our website are for convenience only. yltharenovia does not endorse, control, or take responsibility for external content or privacy practices.

Results May Vary Statement

Financial outcomes depend on individual actions and circumstances. No guarantee of results is provided. Results may vary.

No Assurance of Outcomes

Past performance does not guarantee future results. Please consult with a licensed professional for product advice.

Financial Disclaimer and Fees

Our $250/month subscription covers consultations and planning only.

No credit or lending products are offered; APR and repayment terms do not apply.
All fees are inclusive of GST and there are no hidden charges or commissions.
yltharenovia does not offer, recommend, or sell investment products or educational services.

Jurisdiction and Law

Our services are provided in accordance with Australian law.

Clients are responsible for ensuring compliance with any applicable local regulations before engaging our services.

Australian law applies to all services provided through yltharenovia.com.

It is your responsibility to comply with your local regulations and tax obligations.

Indemnification

You agree to indemnify and hold yltharenovia harmless from any claims, losses, or damages arising from your use of our consultation services.

Severability

If any part of this disclaimer is found invalid, the remaining sections shall remain in effect.

Modifications

yltharenovia reserves the right to update this disclaimer at any time. Please review periodically for changes.

Contact Us

For questions regarding this disclaimer, reach out to our support team.

Contact Email: content@yltharenovia.com

Contact Phone: +61270624871

Contact Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia

Effective Date: September 18, 2025

Last Updated: September 18, 2025