Terms and Conditions for yltharenovia.com Services

Welcome to yltharenovia.com. These terms govern your use of our subscription-based financial planning services. Please read carefully before subscribing or using our website.

September 8, 2025

Acceptance of Terms

By accessing or using yltharenovia.com, you agree to these terms. If you do not agree, please do not use our services. Using our site constitutes acceptance of the current terms and any future modifications.

Definitions

For clarity, the following terms are used throughout:

‘yltharenovia’, ‘we’, ‘our’, and ‘us’ refer to the service provider offering subscription-based financial planning.

‘Client’, ‘you’, and ‘user’ refer to individuals or businesses using our services.

‘Subscription’ refers to the ongoing monthly fee for planning consultations and support.

‘Content’ means all materials, text, graphics, and information on our website.

Use of Services

Our service is strictly for financial planning consultations. We do not sell, promote, or manage financial products. All planning is based on the information you provide and current regulations.

Eligibility

You must be at least 18 years old and legally able to engage our services in Australia. Use of services outside Australia may be limited by local law.

18+ only

User Responsibilities

As a client, you are responsible for the following:

Providing accurate, complete information for consultations.
Reviewing all advice for relevance to your situation.
Ensuring your actions comply with applicable laws.
Maintaining confidentiality of login and account details.

Prohibited Uses

The following activities are not permitted:

Using services for unlawful, fraudulent, or malicious purposes.
Sharing, copying, or distributing our content without permission.
Attempting to access restricted parts of our site or systems.
Impersonating others or misrepresenting your identity.
Using our platform to sell, promote, or manage financial products.

Intellectual Property Rights

All website content, trademarks, and materials belong to yltharenovia. You may access and view content for personal use only. Reproduction, modification, or distribution requires written permission.

User Content

You remain responsible for any information provided to us, and grant us a licence to use it for service delivery.

Your Content Rights

You may request correction or deletion of your information at any time, subject to privacy laws.

Your Privacy and Data

We handle your personal information according to our Privacy Policy. By using our site, you consent to these practices.

Privacy Policy

Disclaimer of Warranties

Our services are provided as described, without warranties of any kind.

Important Notice

We do not guarantee results, refunds, or specific outcomes. Results may vary depending on your circumstances.

Limitation of Liability

yltharenovia is not liable for losses, damages, or claims arising from use of our service. Results may vary and refunds are not provided.

Indemnification

You agree to indemnify yltharenovia against any losses or claims resulting from your use of our service or breach of these terms.

Dispute Resolution Process

We aim to resolve disputes amicably. If unresolved, the following processes apply:

Arbitration

Disputes may be referred to binding arbitration in accordance with Australian law. Both parties agree to the process as an alternative to court.

Arbitration location will be Sydney, Australia unless otherwise agreed.

Online Dispute Resolution

You may also use official online dispute resolution platforms for complaints regarding our service.

View our disclaimer

Severability

If any section is found invalid, the rest remain in effect.

Entire Agreement

These terms constitute the full agreement between you and yltharenovia regarding our services.

Applicable Law and Jurisdiction

These terms are governed by Australian law. Any disputes will be handled in Australian courts.

Termination

We reserve the right to terminate or suspend your access for breach of these terms. You may also cancel your subscription at any time.

Modifications

yltharenovia may update these terms at any time. Continued use indicates acceptance of changes.

Contact Us About Terms

Questions about these terms? Contact our support team below.

Terms Email: content@yltharenovia.com

Terms Phone: +61270624871

Terms Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia

Effective Date: September 8, 2025

Version: 1.1