Simple Subscription Pricing
No Surprises

At yltharenovia, we believe financial planning should be accessible, transparent, and straightforward. Our $250/month subscription covers all consultations, plan revisions, and ongoing support—there are no sales commissions, add-on fees, or product recommendations. You’ll always know what you’re paying for. There are no lock-in contracts, and you can cancel anytime. We focus on analytical reviews and personal consultations tailored to your needs, in line with Australian regulations. Results may vary based on individual circumstances. Past performance doesn’t guarantee future results. All fees are inclusive of GST. There are no upfront or exit fees, and APR does not apply as this is not a credit or loan product.

Financial planner subscription meeting

Meet Our Planners

Dedicated professionals with years of experience

Jordan McIntyre portrait

Jordan McIntyre

Managing Director

1
15 Years
Financial Planning

Bachelor of Commerce University of Sydney

Clearview Advisory

Key Skills

Transparency
Communication
Ethical Guidance

Methods

Analytical Review
Client-Centric Planning

Awards

FPAA Excellence Award

Client Service Recognition

Certifications

Certified Financial Planner (CFP)
Diploma of Financial Planning

With over 15 years in financial planning, Jordan is committed to a transparent, client-focused approach. He specialises in analytical reviews and ongoing client support.

Jordan’s leadership ensures every client receives a reliable, ethical, and personalised experience. He’s known for building trust and delivering clarity at every step of the planning process.

Emily Chen portrait

Emily Chen

Senior Planner

2
12 Years
Client Consultations

Master of Finance Monash University

Platinum Advice

Key Skills

Attention to Detail
Integrity
Problem Solving

Methods

Ongoing Review
Ethical Consultation

Awards

Women in Finance Finalist

Service Innovation Award

Certifications

Advanced Diploma of Financial Planning
Registered Tax Agent

Emily offers 12 years of experience in financial services, bringing a detail-oriented and process-driven mindset to every client relationship.

Emily’s clients value her approachable style and thoroughness. She focuses on providing practical, actionable advice and long-term support for each individual.

Liam Davies portrait

Liam Davies

Senior Planner

3
11 Years
Regulatory Compliance

Graduate Diploma in Finance University of Melbourne

FuturePath Financial

Key Skills

Regulatory Knowledge
Ethics
Client Communication

Methods

Compliance-First Approach
Client Support

Awards

FPAA Compliance Award

Client Satisfaction Leader

Certifications

Certified Practising Accountant (CPA)
Diploma of Financial Services

Liam has guided clients through complex financial decisions for more than a decade, always prioritising transparency and compliance with Australian regulations.

Liam’s expertise lies in ensuring each plan meets regulatory standards and each client feels informed and confident in their choices.

Olivia Brown portrait

Olivia Brown

Client Service Manager

4
8 Years
Client Relationships

Bachelor of Business Queensland University

Insight Planners

Key Skills

Empathy
Organisation
Support

Methods

Client Engagement
Process Efficiency

Awards

Service Commitment Award

Team Leadership Recognition

Certifications

Certificate IV in Finance
Client Service Excellence

Olivia brings 8 years of experience in client service, helping clients feel supported and understood throughout their planning journey.

Olivia ensures every client receives timely communication and seamless support, making planning with yltharenovia a smooth and positive experience.

How Our Subscription Process Works

A clear, structured approach ensures you always know what to expect from your financial planning journey.

Ongoing, monthly
1

Initial Consultation Call

We start with a friendly conversation to understand your current financial situation, goals, and preferences. This is a no-pressure discussion—no product sales or commitments required.

You’ll speak with one of our planners and have the chance to ask any questions about our process or pricing.

45–60 minutes
Easy
2

Personalised Plan Creation

Our team develops a tailored financial plan that reflects your individual needs, always following Australian compliance standards. We focus on analytical reviews and practical consultations.

Your plan is built collaboratively, so you can provide feedback at every stage. We never recommend or sell financial products.

1 week
Moderate
3

Ongoing Monthly Support

Every month, you can revisit your financial plan, ask questions, and address changes in your circumstances. There’s no limit to the number of consultations included.

You’ll receive check-ins and can request reviews as often as you like, all covered by your subscription.

Monthly
Easy
4

Annual Analytical Review

Each year, we conduct a comprehensive review of your plan to ensure it remains relevant. We’ll discuss market dynamics, regulatory updates, and your evolving needs.

This review is included in your subscription, providing clarity and peace of mind for the year ahead.

Annually
Moderate

Our Subscription Plans

Transparent pricing with no commissions, upsells, or hidden costs—just ongoing planning support.

Most Popular

Standard Plan

Ongoing access to all consultations and analytical reviews.

A$250.00
per month
  • Unlimited consultations included
  • Personalised plan creation
  • Monthly plan reviews
  • Annual analytical review
  • No commissions ever

Partner Plan

Two individuals, joint planning and support included.

A$350.00
per month
  • Joint consultations included
  • Personalised planning for both
  • Monthly reviews for two
  • Annual joint review
  • No commissions or upsells

Business Plan

Specialised for small teams or business owners.

A$350.00
per month
  • Consultations for up to three people
  • Tailored business planning
  • Monthly and annual reviews
  • No product sales ever

All prices include GST. You can cancel any time without penalties. Results may vary depending on your circumstances.

How We Compare to Traditional Services

yltharenovia offers a subscription-based approach focused on transparency and client support, unlike the commission-driven model of many advisers.

Key Features yltharenovia Traditional Advisers Large Banks
Flat Monthly Fee, No Commissions Yes, $250/month No, variable fees No, percentage fees
Ongoing Support Included Unlimited Limited or extra Limited
Australian Regulatory Expertise Yes, always Varies Generic advice
No Product Sales or Upselling Never Often Regularly
Annual Analytical Review Included Yes Usually extra Not standard